Short Term Consulting

Independent, FAIS-compliant short-term insurance advice – covering everything from personal and commercial insurance to liability and indemnity cover, sourced and managed with you every step of the way.

What can we do for you?

A FAIS-compliant independent short-term insurance brokerage which aims to treat clients fairly with honesty and integrity.

Short-Term Insurance Brokerage.

Sourcing and implementing the ideal insurer. Maintaining satisfaction with the chosen service provider. Continuously monitoring the chosen product with new products and brands. Providing additional value-added services.

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How It Works

Our Value Added Services

From everyday medical scheme gaps to complex actuarial planning, here’s how our healthcare consulting services fit together.

Personal Insurance

Insurance for car, home, building and portable possessions, including: Building · Specified All Risk · Motor · Contents · Bicycles · Caravans and Trailers · Watercraft

Commercial Insurance

Protects businesses against potentially devastating financial losses caused by accidents, law suits, natural disasters and other adverse events. Commercial · Contractors - All Risk · Plant - All Risk · Body Corporate · Heavy Haulage · Goods in Transit · Agri · Fuel Station

Liability and Indemnity Insurance

Protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice, injury or negligence. Directors and Officers Liability · Personal Indemnity · Public Liability · Employers Liability · Group Personal Accident · Fidelity Guarantee · Product Liability · Cyber Liability · Umbrella Liability · Pollution Liability

About 4DSTC

You’re in good hands.

 4D Short-Term Consulting is a FAIS-compliant short-term insurance consultancy.

Our aim is to find the perfect insurer for your specific needs. From underwriting to claims, we will be with you every step of the journey. We are in it for the long haul.

Expertise. Service. Integrity. We get it.

Forms & Resources

Whether you're onboarding, updating your policy, or need to file a claim, our forms make the process straightforward. Download what you need below - if you're unsure which form applies to your situation, our team is happy to guide you.

Complete our Needs Analysis

Contact us to arrange for a Needs Analysis to ensure a competitive quote on all your insurance needs.

Why Choose Us

Reliable Coverage, Unmatched Support.

Insurance advice should feel personal, not procedural. We combine deep industry knowledge with genuine care – so every policy fits the life or business it’s protecting.

Expertise You Can Trust
Decades of combined knowledge across healthcare, benefits, and short-term insurance - so every recommendation comes from real expertise, not a script.
Tailored Coverage
No generic packages. We build cover around your actual risk, your actual budget, and your actual life stage.
Quick Claims Processing
When something goes wrong, the last thing you need is a slow, complicated claims process. We work to get claims processed and resolved as fast as the underwriter allows - with real support along the way.
24/7 Support & Assistance
Questions don't wait for business hours, and neither do we. Real people, ready to help, whenever you need us.
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